With sub-zero winter temperatures and months of snowfall, Canadian winter weather can result in an influx of property damage claims. Specifically, in the right conditions, ice damming can be a common concern.
Each winter, during periods of significant snowfall, the buildup of snow on roofs can be a real concern.Snow accumulation depends on many factors, including wind direction, building orientation, roof pitch, shelter, and, of course, weather conditions. For example, houses are more at risk when the wind is blowing from the west and the lower side of the house is to the east.
Heavy equipment isn't just used to mine gold in the Yukon, extract oil all over the world, or cut trees for the forestry industry; it also helps produce items we use daily.
Over the years, the health benefits of quitting smoking have been well documented; however, some former cigarette users are turning to e-cigarettes or “vaping” to help them quit. Vaping has also become popular among many people who have never smoked cigarettes. But e-cigarette use comes with its own set of risks.
We use hot water for showering, cooking, clothing and dishware sanitation and space heating, so it is likely no surprise that water heating appliances are used in almost every household and business in the country. We generate hot water from a variety of appliances including hot water tanks, instantaneous hot water heaters, and conventional boilers.
Product failure is not uncommon and is usually more of an annoyance than a serious issue. However, sometimes products fail and result in serious damage or injury. These are often the product failures that warrant investigation and analysis to identify any potential subrogation opportunities. Causes of these failures are typically due to one of three issues: installation, manufacture or misuse.
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